Choose from three plans!

Product Highlights

  • For those who are in good health and require a low cost plan
  • Emergency medical up to the plan limit
  • Automatic $250 deductible for each claim
  • Option for $1,000 deductible available for further cost savings!
  • No coverage for pre-existing conditions
  • No coverage provided for side trips to other countries
  • Follow-up visits not provided
  • For those who are in good health and require a low cost plan
  • Emergency medical up to the plan limit
  • Prescription medications 30 days up to $1,000
  • Emergency dental
    • Injury $2,000
    • Non-injury pain $300
  • Repatriation of remains $5,000
  • Cremation/Burial at destination $3,000
  • Upgraded and additional benefits when compared to the Essential Plan
  • Accidental Death & Dismemberment up to $100,000
  • Benefits available for some pre-existing conditions
  • Prescription medications 30 days up to $5,000
  • Emergency dental
    • Injury $4,000
    • Non-injury Pain $500
  • Repatriation of remains $16,000
  • Cremation/Burial at destination $6,000
  • Follow up visits $3,000

This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitations, terms and conditions.

Compare our Three Visitors to Canada Emergency Medical Insurance Plans!

Lite Plan

Essential Plan

Premier Plan

Check Prices Check Prices Check Prices
Maximum Duration 18 Months 18 Months 18 Months
 Family Rate 2 Times Eldest’s Rate 2 Times Eldest’s Rate 2 Times Eldest’s Rate
Emergency Medical $100,000, or $300,000 (Depends on plan limit chosen) $25,000, $50,000, $100,000, or $300,000 (Depends on plan limit chosen) $25,000, $50,000, $100,000, or $300,000 (Depends on plan limit chosen)
Hospitalization Included

(Semi-Private)

Included

(Semi-Private)

Included

(Semi-Private)

Services of Physician, Surgeon, In-Hospital Nurse Included Included Included
Ambulance Included Included Included
Diagnostic, Laboratory & X-Rays Included Included Included
Therapeutic Equipment Rental & Purchase Included Included Included
Prescription Medications In-Patient Only 30 Days up to $1,000 30 Days up to $5,000
Emergency Return Home Included Included Included
Emergency Dental

Injury $2,000
Non-Injury Pain $300

Injury $4,000
Non-Injury Pain $500

Repatriation of Remains $5,000 $5,000 $16,000
Cremation/Burial At Destination $3,000 $3,000 $6,000
Identification of Remains

Round-Trip Airfare + $450 Expenses

Round-Trip Airfare + $450 Expenses

Follow-Up Visits $3,000
Emergency Paramedical Services $500/Category
Visit to Bedside Airfare $3,000 +  $1,000 Expenses
Accommodations & Meals $150/Day, Maximum $1,500
Return/Escort of Dependent Children $3,000
Hospital Stay Allowance $50/Day up to $500
Return of Baggage & Personal Effects $500
Accidental Death & Dismemberment Up to the plan limit chosen to a maximum of $100,000
Pre-Existing Coverage Up to Age 79
Waived Deductible First $250 of deductible waived when hospitalized for 72 consecutive hours First $1,000 of deductible waived when hospitalized for 72 consecutive hours
Coverage for Side Trips Included Included
Deductible $250 $0 $0
Deductible Options

$1,000 (-10%)

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$250 (-10%)

$500 (-15%)

$1,000 (-20%)

$5,000 (-30%)

$10,000 (-45%)

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$250 (-10%)

$500 (-15%)

$1,000 (-20%)

$5,000 (-30%)

$10,000 (-45%)

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Compare our VTC Lite and Essential Plans!

Who can buy?

  • For Ages: 15 days to 84 years
  • Those eligible as per the policy wording

Special Features

  • 10 Day Right to Examine
  • Duration: 7 days to 18 months
  • Plans are supported by 24/7 worldwide multilingual travel assistance
  • Coverage begins once insured leaves the borders of their home country*
  • Refund of premium for early return
  • No charge to cancel a policy due to visa denial
  • Family Rates available

Underwritten by Old Republic Insurance Company of Canada. In Quebec, Reliable Life Insurance Company.