Visitors to Canada Emergency Medical Insurance (VTC)

Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!

Choose from two plans:

  • The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
  • The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).

Compare Our Two Visitors to Canada Emergency Medical Insurance Plans


Essential Plan

Premier Plan

Maximum Duration 558 Days 558 Days
Family Rate 2x Eldest’s Rate 2x Eldest’s Rate
Emergency Medical* $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen) $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)
Hospitalization Included (Semi-Private) Included (Semi-Private)
Services of Physician, Surgeon, In-Hospital Nurse Included Included
Ambulance Included Included
Diagnostic, Laboratory & X-Rays Included Included
Therapeutic Equipment Rental & Purchase Included Included
Prescription Medications 30 day supply, up to $1,000 per occurrence 30 day supply, up to $10,000 per occurrence
Emergency Return Home Included Included
Emergency Dental* Injury $2,000
Non-Injury Pain $300
Injury $4,000
Non-Injury Pain $500
Repatriation of Remains $10,000 $16,000
Cremation/Burial At Destination $4,000 $6,000
Identification of Remains Round-Trip Airfare + $450 Expenses Round-Trip Airfare + $450 Expenses
Follow-Up Visits One visit, up to $1,000 Three visits, up to $3,000
Emergency Paramedical Services Not Included $500 per category of Practitioner
Visit to Bedside Not Included Airfare $3,000 + $1,000 Expenses
Accommodations & Meals Not Included $150/Day, Maximum $1,500
Return/Escort of Dependent Children Not Included $3,000
Incidental Hospital Expenses (e.g. Television) Not Included $250
Return of Baggage & Personal Effects Not Included $500
Accidental Death & Dismemberment Not Included Up to the plan limit chosen to a maximum of $100,000
Coverage for Pre-existing Conditions Not Included Available for some conditions, for visitors up to age 79
Coverage for Side Trips Included Included
Deductible $0 $0
Deductible Options $250 (-10%)
$500 (-15%)
$1,000 (-20%)
$5,000 (-30%)
$10,000 (-45%)
$250 (-10%)
$500 (-15%)
$1,000 (-20%)
$5,000 (-30%)
$10,000 (-45%)
Waived Deductible First $250 of deductible waived when hospitalized for 72 consecutive hours First $1,000 of deductible waived when hospitalized for 72 consecutive hours
Policy Wording Click to review. Click to review.

*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.

This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.

Underwritten by Old Republic Insurance Company of Canada.

Who can buy?

  • For Ages: 15 days to 85 years
  • Those eligible as per the policy wording

Special Features

  • Duration: 7 days to 18 months
  • Plans are supported by 24/7 worldwide multilingual travel assistance
  • Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
  • Refund of premium for early return
  • No charge to cancel a policy due to visa denial
  • Family Rates available
  • 10 Day Right to Examine

Contact Us

Phone: 1-855-566-8555

Email: [email protected]

126 Catharine St. N., Hamilton, ON L8R 1J4 Canada

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