Visitors to Canada Emergency Medical Insurance (VTC)

Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!

Choose from two plans:

The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).

Compare Our Two Visitors to Canada Emergency Medical Insurance Plans

Benefit	Essential Plan	Premier Plan
Maximum Duration	558 Days	558 Days
Family Rate	2x Eldest’s Rate	2x Eldest’s Rate
Emergency Medical*	$25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)	$25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)
Hospitalization	Included (Semi-Private)	Included (Semi-Private)
Services of Physician, Surgeon, In-Hospital Nurse	Included	Included
Ambulance	Included	Included
Diagnostic, Laboratory & X-Rays	Included	Included
Therapeutic Equipment Rental & Purchase	Included	Included
Prescription Medications	30 day supply, up to $1,000 per occurrence	30 day supply, up to $10,000 per occurrence
Emergency Return Home	Included	Included
Emergency Dental*	Injury $2,000 Non-Injury Pain $300	Injury $4,000 Non-Injury Pain $500
Repatriation of Remains	$10,000	$16,000
Cremation/Burial At Destination	$4,000	$6,000
Identification of Remains	Round-Trip Airfare + $450 Expenses	Round-Trip Airfare + $450 Expenses
Follow-Up Visits	One visit, up to $1,000	Three visits, up to $3,000
Emergency Paramedical Services	Not Included	$500 per category of Practitioner
Visit to Bedside	Not Included	Airfare $3,000 + $1,000 Expenses
Accommodations & Meals	Not Included	$150/Day, Maximum $1,500
Return/Escort of Dependent Children	Not Included	$3,000
Incidental Hospital Expenses (e.g. Television)	Not Included	$250
Return of Baggage & Personal Effects	Not Included	$500
Accidental Death & Dismemberment	Not Included	Up to the plan limit chosen to a maximum of $100,000
Coverage for Pre-existing Conditions	Not Included	Available for some conditions, for visitors up to age 79
Coverage for Side Trips	Included	Included
Deductible	$0	$0
Deductible Options	$250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%)	$250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%)
Waived Deductible	First $250 of deductible waived when hospitalized for 72 consecutive hours	First $1,000 of deductible waived when hospitalized for 72 consecutive hours
Policy Wording	Click to review.	Click to review.

*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.

This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.

Underwritten by Old Republic Insurance Company of Canada.

Who can buy?

For Ages: 15 days to 85 years
Those eligible as per the policy wording

Special Features

Duration: 7 days to 18 months
Plans are supported by 24/7 worldwide multilingual travel assistance
Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
Refund of premium for early return
No charge to cancel a policy due to visa denial
Family Rates available
10 Day Right to Examine