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Visitors to Canada Emergency Medical Insurance (VTC)

Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!

Choose from two plans:

  • The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
  • The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).

Compare Our Two Visitors to Canada Emergency Medical Insurance Plans

Benefit

Essential Plan

Premier Plan

Maximum Duration

558 Days
558 Days

Family Rate

2x Eldest’s Rate
2x Eldest’s Rate

Emergency Medical*

$25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)
$25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)

Hospitalization

Included (Semi-Private)
Included (Semi-Private)

Services of Physician, Surgeon, In-Hospital Nurse

Included
Included

Ambulance

Included
Included

Diagnostic, Laboratory & X-Rays

Included
Included

Therapeutic Equipment Rental & Purchase

Included
Included

Prescription Medications

30 day supply, up to $1,000 per occurrence
30 day supply, up to $10,000 per occurrence

Emergency Return Home

Included
Included

Emergency Dental*

Injury $2,000
Non-Injury Pain $300
Injury $4,000
Non-Injury Pain $500

Repatriation of Remains

$10,000
$16,000

Cremation/Burial At Destination

$4,000
$6,000

Identification of Remains

Round-Trip Airfare + $450 Expenses
Round-Trip Airfare + $450 Expenses

Follow-Up Visits

One visit, up to $1,000
Three visits, up to $3,000

Emergency Paramedical Services

Not Included
$500 per category of Practitioner

Emergency Paramedical Services

Not Included
$500 per category of Practitioner

Visit to Bedside

Not Included
Airfare $3,000 + $1,000 Expenses

Accommodations & Meals

Not Included
$150/Day, Maximum $1,500

Return/Escort of Dependent Children

Not Included
$3,000

Incidental Hospital Expenses (e.g. Television)

Not Included
$250

Return of Baggage & Personal Effects

Not Included
$500

Accidental Death & Dismemberment

Not Included
Up to the plan limit chosen to a maximum of $100,000

Coverage for Pre-existing Conditions

Not Included
Available for some conditions, for visitors up to age 79

Coverage for Side Trips

Included
Included

Deductible

$0
$0

Deductible Options

$250 (-10%)
$500 (-15%)
$1,000 (-20%)
$5,000 (-30%)
$10,000 (-45%)
$250 (-10%)
$500 (-15%)
$1,000 (-20%)
$5,000 (-30%)
$10,000 (-45%)

Waived Deductible

First $250 of deductible waived when hospitalized for 72 consecutive hours
First $1,000 of deductible waived when hospitalized for 72 consecutive hours

*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.

This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.

Underwritten by Old Republic Insurance Company of Canada.

Who can buy?

  • For Ages: 15 days to 85 years
  • Those eligible as per the policy wording

Special Features

  • Duration: 7 days to 18 months
  • Plans are supported by 24/7 worldwide multilingual travel assistance
  • Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
  • Refund of premium for early return
  • No charge to cancel a policy due to visa denial
  • Family Rates available
  • 10 Day Right to Examine

Contact Us

Phone: 1-855-566-8555

Email: [email protected]

126 Catharine St. N., Hamilton, ON L8R 1J4 Canada

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