Visitors to Canada Emergency Medical Insurance (VTC)

Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!

Choose from two plans:

The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).

Compare Our Two Visitors to Canada Emergency Medical Insurance Plans

Benefit

Essential Plan

Premier Plan

Maximum Duration

558 Days

Family Rate

2x Eldest’s Rate

Emergency Medical*

$25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)

Hospitalization

Included (Semi-Private)

Services of Physician, Surgeon, In-Hospital Nurse

Included

Ambulance

Included

Diagnostic, Laboratory & X-Rays

Included

Therapeutic Equipment Rental & Purchase

Included

Prescription Medications

30 day supply, up to $1,000 per occurrence

30 day supply, up to $10,000 per occurrence

Emergency Return Home

Included

Emergency Dental*

Injury $2,000
Non-Injury Pain $300

Injury $4,000
Non-Injury Pain $500

Repatriation of Remains

$10,000

$16,000

Cremation/Burial At Destination

$4,000

$6,000

Identification of Remains

Round-Trip Airfare + $450 Expenses

Follow-Up Visits

One visit, up to $1,000

Three visits, up to $3,000

Emergency Paramedical Services

Not Included

$500 per category of Practitioner

Emergency Paramedical Services

Not Included

$500 per category of Practitioner

Visit to Bedside

Not Included

Airfare $3,000 + $1,000 Expenses

Accommodations & Meals

Not Included

$150/Day, Maximum $1,500

Return/Escort of Dependent Children

Not Included

$3,000

Incidental Hospital Expenses (e.g. Television)

Not Included

$250

Return of Baggage & Personal Effects

Not Included

$500

Accidental Death & Dismemberment

Not Included

Up to the plan limit chosen to a maximum of $100,000

Coverage for Pre-existing Conditions

Not Included

Available for some conditions, for visitors up to age 79

Coverage for Side Trips

Included

Deductible

Deductible Options

$250 (-10%)
$500 (-15%)
$1,000 (-20%)
$5,000 (-30%)
$10,000 (-45%)

Waived Deductible

First $250 of deductible waived when hospitalized for 72 consecutive hours

First $1,000 of deductible waived when hospitalized for 72 consecutive hours

Policy Wording

Click to review.

*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.

This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.

Underwritten by Old Republic Insurance Company of Canada.

Monthly Payment Option, Now Available! Learn more.

Who can buy?

For Ages: 15 days to 85 years
Those eligible as per the policy wording

Special Features

Duration: 7 days to 18 months
Plans are supported by 24/7 worldwide multilingual travel assistance
Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
Refund of premium for early return
No charge to cancel a policy due to visa denial
Family Rates available
10 Day Right to Examine