Visitors to Canada Emergency Medical Insurance (VTC)
Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!
Choose from two plans:
- The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
- The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).
Compare Our Two Visitors to Canada Emergency Medical Insurance Plans
Benefit |
Essential Plan |
Premier Plan |
Maximum Duration | 558 Days | 558 Days |
Family Rate | 2x Eldest’s Rate | 2x Eldest’s Rate |
Emergency Medical* | $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen) | $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen) |
Hospitalization | Included (Semi-Private) | Included (Semi-Private) |
Services of Physician, Surgeon, In-Hospital Nurse | Included | Included |
Ambulance | Included | Included |
Diagnostic, Laboratory & X-Rays | Included | Included |
Therapeutic Equipment Rental & Purchase | Included | Included |
Prescription Medications | 30 day supply, up to $1,000 per occurrence | 30 day supply, up to $10,000 per occurrence |
Emergency Return Home | Included | Included |
Emergency Dental* | Injury $2,000 Non-Injury Pain $300 |
Injury $4,000 Non-Injury Pain $500 |
Repatriation of Remains | $10,000 | $16,000 |
Cremation/Burial At Destination | $4,000 | $6,000 |
Identification of Remains | Round-Trip Airfare + $450 Expenses | Round-Trip Airfare + $450 Expenses |
Follow-Up Visits | One visit, up to $1,000 | Three visits, up to $3,000 |
Emergency Paramedical Services | Not Included | $500 per category of Practitioner |
Visit to Bedside | Not Included | Airfare $3,000 + $1,000 Expenses |
Accommodations & Meals | Not Included | $150/Day, Maximum $1,500 |
Return/Escort of Dependent Children | Not Included | $3,000 |
Incidental Hospital Expenses (e.g. Television) | Not Included | $250 |
Return of Baggage & Personal Effects | Not Included | $500 |
Accidental Death & Dismemberment | Not Included | Up to the plan limit chosen to a maximum of $100,000 |
Coverage for Pre-existing Conditions | Not Included | Available for some conditions, for visitors up to age 79 |
Coverage for Side Trips | Included | Included |
Deductible | $0 | $0 |
Deductible Options | $250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%) |
$250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%) |
Waived Deductible | First $250 of deductible waived when hospitalized for 72 consecutive hours | First $1,000 of deductible waived when hospitalized for 72 consecutive hours |
Policy Wording | Click to review. | Click to review. |
*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.
This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.
Underwritten by Old Republic Insurance Company of Canada.
Who can buy?
- For Ages: 15 days to 85 years
- Those eligible as per the policy wording
Special Features
- Duration: 7 days to 18 months
- Plans are supported by 24/7 worldwide multilingual travel assistance
- Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
- Refund of premium for early return
- No charge to cancel a policy due to visa denial
- Family Rates available
- 10 Day Right to Examine
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Phone: 1-855-566-8555
Email: [email protected]
126 Catharine St. N., Hamilton, ON L8R 1J4 Canada