If you’re planning a trip to Canada—or supporting family members visiting from abroad—there’s great news. Our Visitors to Canada Emergency Medical Insurance Plans have been updated with more competitive pricing and expanded coverage, making it easier than ever to travel with confidence.
Lower Rates Across Most Categories for the Essential Plan
We’ve reduced rates across most age categories for the Essential Plan, helping visitors access high-quality coverage at a more affordable price. Rates are calculated based on the insured’s age as of the policy start date.
Enhanced Benefits for Greater Peace of Mind
Both plans have been upgraded with improved coverage and added value. Key benefit enhancements include:
Changes to the Premier Plan
| Benefit | Old Benefit Amount | New Benefit Amount |
|---|---|---|
| Emergency Dental Accident | $4,000 | $5,000 |
| Dental Pain and Suffering | $500 | $600 |
| Follow-Up Visits | $3,000 and 3 visits | $5,000 and 3 visits |
| Emergency Paramedical | $500 per practitioner | $750 per practitioner |
| Accommodation & Meals (now including childcare) |
$1,500 | $5,000 |
| Visit to Bedside | $4,000 | Included |
| Return/Escort of Dependents | $3,000 | Included |
| Incidental Expenses | $250 | $800 |
| Return of Baggage & Personal Effects | $500 | $800 |
Changes to the Essential Plan
| Benefit | Old Benefit Amount | New Benefit Amount |
|---|---|---|
| Follow-Up Visits | $1,000 and 1 visit | $3,000 and 3 visits |
| Emergency Paramedical | N/A | $300 per practitioner |
| Accommodation & Meals (now including childcare) |
N/A | $3,000 |
| Visit to Bedside | N/A | Included |
| Return/Escort of Dependents | N/A | Included |
| Incidental Expenses | N/A | $500 |
| Return of Baggage and Personal Effects | N/A | $500 |
More Flexible Refund Policies
In addition to our regular refund options, policyholders may choose to submit a refund once they have returned to their home country early, even after having a claim:
Policyholders can now request a refund even after submitting a claim, provided they return home before the policy expiry date.
Designed for All Types of Visitors
These updates benefit a wide range of visitors to Canada, including:
No matter your journey, you can feel secure knowing you’re covered by a trusted insurance provider and underwriter, backed by an easy-to-use online claims system and a commitment to exceptional customer experience.
Travel Smarter, Stay Protected
With lower rates, broader coverage, and improved flexibility, there’s never been a better time to secure visitors’ insurance in Canada. Whether you’re visiting loved ones, exploring the country, or starting a new adventure, our updated plans ensure you’re protected every step of the way.
Contact us to connect with a broker near you!
Phone: 1-855-566-8555
Email: [email protected]
126 Catharine St. N., Hamilton, ON L8R 1J4 Canada
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