International Student Travel Insurance (ISP)
Students may not be covered under Canada’s universal health care system, meaning students and their families would have to pay out of pocket for any unexpected medical emergencies. Our International Student Travel Insurance Policy provides coverage for students coming to study at a Canadian school, their spouses and dependents, important emergency medical coverage while here in Canada.
Two Plans to Choose From:
- The Smart Plan is a great option for those who are in good health, not taking any medication, with no pre-existing conditions.
- The Smart-Plus Plan provides some coverage for pre-existing conditions that have been stable and controlled for more than 90 days (conditions apply).
International Student Plan Benefits
| Benefits | Benefits Amount |
|---|---|
| The overall limit of this policy is $2,000,000 | |
| Emergency Medical Benefits | |
| Hospital Services | Included |
| Physician Fees | Included |
| Laboratory & Diagnostic Testing | Included |
| Private Duty Nursing | $15,000 |
| Prescription Medication | $10,000 |
| Follow Up Visits | $3,000 |
| Psychiatric Hospitalization | $10,000 Life Time Maximum |
| Ground Ambulance Transportation | Included |
| Air Transportation | Included |
| Medical Equipment and Supplies | Included |
| Family Transportation and Subsistence Allowance | $6,500 |
| Repatriation of Remains | $15,000 |
| Burial at Host Country | $13,500 |
| Identification of Remains | $6,500 |
| Dental Injury | $5,000 |
| Emergency Dental Care | 600 |
| Non-Emergency Medical Benefits | |
| Pregnancy | $25,000 |
| Paramedical Fees | $600 per provider |
| Psychotherapy | $1,000 |
| Annual Physician Visit | $150 |
| Annual Eye Exam | One Visit |
| Wisdom Tooth Extraction | $150 per tooth |
| Private Tutor | $400 |
| Accidental Death & Dismemberment Benefit | |
| Personal Accident | $10,000 |
Click here to review the policy wording. This is a brief description of coverage. Please see the policy wording for complete benefits, details, exclusions, limitations, terms and conditions.