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Are you an International Student? Travel Insurance is Indispensable!

Aug 13, 2015 (0) comment , ,

At the start of each new school year, students fill the classrooms of colleges and universities throughout Canada and around the world. The air is filled with excitement! As a student, you will be preoccupied by unfamiliar surroundings, new friends, and the challenges your studies will present. One thing that might have escaped your attention is what happens if you encounter a sudden and unforeseen accident or illness.

When you decide to study abroad, it is important to research the various emergency medical insurance options available to you. As an international student, you may no longer receive the medical coverage provided by your home country and the medical bills associated with any sudden and unforeseen accident or illness could be financially crippling. Finding a comprehensive emergency medical insurance plan that fits your needs as a student, will help you to enjoy the experience of travel and study with better peace of mind.

Travelance offers emergency medical insurance options for Canadians studying abroad, as well as plans for those who are coming to study in Canada.

For Canadian Students Studying Abroad

Travelance offers Canadians who are seeking education abroad comprehensive emergency medical insurance plans through our Travel Right Insurance Plans (TRIPs) product line. Of the four TRIPs policies available (Travel, Youth, Cruise and Seniors) the Travel and Youth plans are best suited for students studying out-of-country. Both plans discussed below offer comprehensive emergency medical coverage while studying abroad.

Travel Right Insurance Plans – Travel Emergency Medical Insurance Plan:

The Travel Emergency Medical Insurance Plan provides unlimited emergency medical coverage and is great for those who are studying in countries with high medical costs for extended periods of time.

  • Unlimited Emergency Medical Coverage
  • Unlimited Emergency Medical Evacuation/Return Home
  • Emergency Dental
    • Up to $300 to relieve acute pain and suffering not related to an injury
    • Up to $1,500 for continuing dental treatment completed within 90 days after you return to Canada
  • 24/7 Travel Assistance
  • Coverage period available up to 365 days, for those 49 years of age and under

Travel Right Insurance Plans – Youth Emergency Medical Insurance Plan:

The Youth Emergency Medical Insurance Plan offers student’s protection at a lower cost option, with lower limits of coverage, when compared with the Travel Emergency Medical Insurance Plan.

  • For those under the age of 30
  • Emergency Medical up to $1,000,000
  • Emergency Medical Evacuation/Return Home up to $1,000,000
  • Accommodation and Meals up to $150
  • Hospital Stay Allowance up to $500
  • 24/7 Travel Assistance
  • USA and non-USA rates available
  • Coverage period available up to 365 days

For all TRIPs plans, applicants must have emergency medical insurance coverage under a Canadian Government or University Health Insurance Plan (GHIP/UHIP).

*This is a brief description of coverage. Please see policy wording for benefits, definitions, exclusions, limitations, terms and conditions.

Tip: Be sure to contact your Government Health Insurance Provider to confirm your coverage will remain in effect while you are studying abroad.

For International Students Coming to Canada

Canada is an attractive destination for international students because our education system is relatively affordable and is recognized for its high standards around the world. Since 2012, Canada has welcomed an increasing number of international students.

As an international student, travel insurance should be the first thing you pack! Travelance offers two Visitors to Canada Emergency Medical Insurance plan options for students coming to Canada – the Essential and Premier plans. Both plans offer various plan limits and deductible options. Coverage is available for up to 18 months.

Visitors to Canada Emergency Medical Insurance – Premier Plan:

  • Upgraded and additional benefits when compared to the Essential Plan
  • Accidental Death & Dismemberment up to the plan limit
  • Prescription medications 30 days up to $1,000
  • Emergency dental
    • Injury $3,000
    • Non-injury Pain $500
  • Repatriation of remains $15,000
  • Cremation/Burial at destination $5,000
  • Follow up visits $3,000
  • Benefits available for some pre-existing conditions (conditions apply)

Visitors to Canada Emergency Medical Insurance – Essential Plan:

  • For those who are in good health and require a low cost plan
  • Emergency medical up to the plan limit
  • Prescription medications 30 days up to $500
  • Emergency dental
    • Injury $2,000
    • Non-injury pain $300
  • Repatriation of remains $5,000
  • Cremation/Burial at destination $3,000
  • No benefit available for any pre-existing conditions

Note: Some universities may offer coverage for medical expenses incurred while a student at their institution. Coverage is not always provided or, if it is, coverage may be limited. https://www.travelance.ca/youth-student-travel-insurance/To be eligible for coverage under the Visitors to Canada Emergency Medical Insurance Plan, you must not be eligible for any Government or University Health Insurance Plan (GHIP/UHIP).

*This is a brief description of coverage. Please see policy wording for benefits, definitions, exclusions, limitations, terms and conditions.

Are you an international student? Travel Insurance plans are available for you at Travelance, call 1-855-566-8555 or get a quote online, today!

Travelance plans are underwritten by sister companies Old Republic Insurance Company of Canada and Reliable Life Insurance Company.

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