I have made some good decisions in the past. Recently, nothing made me happier than my decision to add Trip Cancellation and Trip Interruption insurance to my Emergency Medical Travel Insurance coverage.
Want to know why? Here’s my story…
It all started last year while I was getting ready to take my well deserved annual vacation to Ireland to visit my extended family. As I was getting ready to leave for my trip, my business partner had an unexpected medical scare. We have a small business that can’t run with both of us away, so I had to cancel my trip. I lost all of the money I had paid for my airline tickets and travel accommodations because I didn’t have trip insurance that covered this cancellation.
For this reason, I decided to purchase a different type of trip insurance this year. I upgraded to an All-Inclusive Worldwide Plan, just in case my business partner’s health got worse again prior to my departure. I chose an All-Inclusive Worldwide Plan because it combines Emergency Medical travel insurance coverage with Trip Cancellation & Trip Interruption coverage.
TWO WEEKS LATER…
It turns out my head was in the right place! My business partner was hospitalized a week before my departure date. Luckily my trip insurance policy:
A) reimbursed trip cost payments and deposits minus any refunds I was credited
B) paid my cancellation penalties imposed by the hotel I booked my accommodations with.
Additionally, my friend and travel companion purchased this coverage as well and wanted to continue their travels. They were entitled to:
C) paid expenses incurred by THEM for their next occupancy level
I have to say that I was well covered because even if I had decided to go on this trip my All-Inclusive Worldwide Plan would have:
D) covered the fee that my travel agency charges to change my travel date
ON TOP OF
E) covering my catch-up fees (as long as the catch-up fee is less than the cost to cancel my trip)
UPDATE! Everything worked out perfectly. I was reimbursed after my claim AND my business partner was released from the hospital.
I was always told to pass on good fortune, so here you go everyone: https://www.travelance.ca/ to learn more.
THANK YOU TRAVELANCE!