The week started off amazingly well, we met so many new friends, but the majority of my time was spent in a Mexican hospital after a beach accident. I spent multiple days there and had to fly back on my own after my friends left. I am taking the time to post this to share with you the importance of having trip insurance, even on a short vacation with friends.
I won’t disclose what happened to me out of fear of embarrassing myself, however, let’s just say it could have been prevented.
For once I actually listened to my parents when planning the trip. They pushed me to buy Emergency Medical Trip Insurance and the best part was that I wasn’t out-of-pocket for the huge bill I received after my accident. PLUS the trip insurance covered me past the expiry date, since I was still hospitalized.
The hospital staff and the insurance company were very helpful along the way, and I was reimbursed for the medical costs within a few weeks after returning home, and most importantly I am still in one piece!
So a heads up to all of you wanting a worry free spring break, TRIP INSURANCE IS A MUST.
OH! AND TO ALL THE STUDENTS READING THIS, THERE IS A PLAN MADE FOR US, IT’S CALLED THE YOUTH TRAVEL INSURANCE POLICY.
The Travelance Youth Emergency Medical Insurance Plan provides coverage for:
- Hospital & Medical $1,000,000
- Emergency Medical Evacuation/Return Home $1,000,000
- Accommodation & Meals $150
- Hospital Stay $500
- Repatriation of Remains $5,000
- Cremation/Burial at Destination $3,000
*Be sure to read the policy wording for benefits, definitions, exclusions, limitations, terms and conditions.
There is also another plan called the Youth Premier Package Plan which offers trip cancellation, trip interruption, trip delay, baggage loss and air flight accident to name a few.
Hope you find this helpful when planning your trip. Insurance CAN be great! Back to classes for me now, BYE.