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The Ins and Outs of the Canadian Super Visa and Visitors to Canada Emergency Medical Insurance

Mar 22, 2017 (0) comment

The Ins and Outs of the Canadian Super Visa and Visitors to Canada Emergency Medical Insurance

If you are interested in applying for the Canadian super visa and want to learn more about what is required, you’ve come to the right place. In this blog, we discuss the ‘ins and outs’ of the super visa program and the Visitors to Canada Emergency Medical Insurance requirements.


The Canadian Super Visa

What is a super visa?

The super visa, introduced in December 2011, allows parents and grandparents of Canadian Citizens and Canadian Permanent Residents to enter Canada for up to two years at a time (without having to renew their status). The super visa is a multiple entry visa and is valid for up to 10 years.


How does the parent and grandparent super visa differ from a visitor visa?

With a regular visitor visa, the visitor must apply for a visa each time they plan to travel to Canada. In most circumstances, the visitor visa is valid for up to six months. For trips longer than 6 months, the visitor must apply (and pay) for a visa extension. Even travellers from visa exempt countries are limited to visiting Canada for only six months before they are required to apply to extend their stay as a visitor in Canada.

A super visa saves visitors time and money that would otherwise be spent on applying for visas and extensions. Super visa holders and their families benefit from travel flexibility giving them the opportunity to travel to Canada on short notice to attend family events or assist during emergencies as required, for example.

Read more about how a super visa differs from a visitor visa.


What resources are available to applicants during the super visa application process?

Information about the super visa application process, processing times, and other relevant resources are available on the Government of Canada’s website.

Immigration and citizenship representatives, while not required, can help advise applicants throughout the super visa application process. Contact a representative in your area to find more information about the services they offer.


What steps are involved in applying for a super visa?

In addition to being a parent or grandparent of a Canadian Citizen or Canadian Permanent Resident, there are several other criteria you must meet in order to qualify for a super visa. One requirement you must meet is to provide proof of valid Canadian medical insurance.


What are the insurance requirements for the super visa application?

Super visa applicants must provide proof of Canadian medical insurance, that:

  • Is valid for a minimum of one year from the date of entry into Canada
  • Provides a minimum of $100,000 coverage
  • Covers healthcare, hospitalization, and repatriation

Coverage must be purchased, according to Canadian Government requirements, for each entry into Canada.

 

Visitors to Canada Emergency Medical Insurance (VTC)

Why is Visitors to Canada Emergency Medical Insurance important?

The cost of healthcare in Canada can be expensive. Visitors to Canada Emergency Medical Insurance provides visitors with coverage against sudden and unforeseen medical emergencies (sickness or injury), which may not be covered by insurance from their home country or credit cards.  


What types of emergency medical coverage does Travelance offer visitors to Canada?

We offer three Visitors to Canada Emergency Medical Insurance (VTC) plans:

  • Lite
  • Essential
  • Premier

All three of our VTC plans are super visa eligible when purchased according to Canadian government requirements.


VTC Lite

A minimalistic plan with basic benefits that is ‘light’ on premium.

  • Emergency medical up to the plan limit purchased
  • Semi-private emergency hospital accommodations
  • Automatic $250 deductible for each claim
  • Option for $1,000 deductible available for further cost savings!
  • Sum insured options: $100,000 & $300,000*


VTC Essential

An intermediate plan providing essential benefits for those in good health.

  • Emergency medical up to the plan limit purchased
  • Emergency prescription medications: 30 days up to $1,000
  • Emergency dental
    • Injury up to $2,000
    • Non-injury pain up to $300
  • Repatriation of remains up to $5,000
  • Cremation/Burial at destination up to $3,000
  • Coverage for side-trips
  • Sum insured options: $25,000, $50,000, $100,000 & $300,000*
  • $0 base deductible, 5 additional deductibles available to reduce the premium
    • Deductibles are paid per claim


VTC Premier

Our most comprehensive and recommended VTC plan!

  • Accidental death & dismemberment up to $100,000
  • Some benefits available for pre-existing conditions
  • Emergency prescription medications: 30 day supply up to $5,000
  • Emergency dental
    • Injury up to $4,000
    • Non-injury pain up to $500
  • Repatriation of remains up to $16,000
  • Cremation/Burial at destination up to $6,000
  • Follow-up visits up to $3,000
  • First $1,000 of any deductible is waived if policyholder is hospitalized for more than 72 consecutive hours

View a comparison of our three plans here.


Would you like more information or to obtain a quote?

To learn more about our three Visitors to Canada Emergency Medical Insurance Plans, visit our website.

For more information on applying for a super visa, visit: http://www.cic.gc.ca/english/visit/supervisa-how.asp  

*$300,000 sum insured available up to the age of 69

This blog is intended as an overview. For further information and clarification on the super visa application process, please contact the Government of Canada or visit their website. Please review the Travelance Visitors to Canada Emergency Medical Insurance (VTC) policy wordings for complete details of the benefits, exclusions, conditions and limitations.

Last updated: June 30, 2017

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